Be careful when applying for creidt cards. Giving fair warning is key to financial freedom. Realizing first that credit means, YOU MUST PAY IT BACK!!! Let’s just say for instance that you get a credit card offer in the mail. the first thing to look at is the interest rate. Nowadays credit card companies are [...]
Until then, use these strategies to cut down debt
By Amy E. Buttell
If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February 2010.
A single credit card can have multiple balances and interest rates — one rate for purchases, [...]
0% APR
Credit Cards can be used to lower your debt by transferring your existing balance to a card offering this type of deal. This benefits the card user in one of two ways:
Short term benefit:
If you are looking to reduce your repayments for your
credit cards; eliminating the interest charged on [...]
