Citi Forward Card
Overview:
Citi Forward Card is targeted towards the youth because it will benefit the youth the most because they generally spend money on eating out, buying books, music etc as the reward structure of this card is made so to take care of this spending pattern. With this card in hand you can earn 5 points for every 1$ spent on dining, movies, music and books for other purchases you earn 1 point for every 1$ spent check below to know how to redeem those points. This card has 0% introductory APR for the first 6 months and then a regular APR of 8.99%. This balance transfer card even has NO Annual fee.
Design:
Citibank Citi Forward Card is offering you a very pleasant way to grab attention by allowing you to customize the card with your own personal photo.
Rewards:
- Citi Forward Card lets you earn ThankYou Points for doing simple things that lead to good credit. You will also earn points for the money you spent in entertainment purposes like going for a movie, eating etc.
- 6,000 ThankYou® Points after you make $50 in purchases within the first 3 months
- 5,000 ThankYou® Points when you sign up for Paperless Statements within 3 months of account opening
- 100 ThankYou® Points each billing period when you pay on time and stay under your credit line
- 5 ThankYou Points for every $1 spent on purchases at restaurants (including fast food), bookstores, record stores, movie theatres and video rental stores, up to 75,000 points per year
- 1 ThankYou Point for every $1 spent on all other purchases
Redeeming Your Points:
You can redeem your ThankYou Points for just about anything as they have mentioned in there website that “if you can’t find the right reward, let us know and we’ll come up with a unique one just for you”.
Let us now have a look at the pros and cons of the credit card.
Pros:
The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers