Archive for April, 2009

How to Transfer Your Credit Card Balance

Every once in a while you will get an offer in the mail from a credit card company that will allow you to transfer your existing credit card balances to one low interest rate credit card. Before you do a balance transfer on your credit card, you should be certain that you are doing the [...]

How APY Can Affect Your Credit

APY, or Annual Percentage Yield, is the compound interest rate that many credit card companies charge. This percentage differs from APR, or Annual Percentage Rate, because APY takes into account a compounded rate. This rate is compounded monthly. So for a person that has a credit card with an APY of 1%, a balance left [...]

Credit cards with low to no interest

Everyone seems to be looking for low interest credit cards in this day and age. Being as we are in a financial crisis it seems like every dollar counts and you have no better way to keep more of your money than using a
zero interest or low interest credit card for your purchases. Capital one [...]